By proactively building emergency reserves, you will be able to respond to life’s crises without compromising your financial standing, or taking on expensive debt. The coronavirus pandemic has demonstrated how unpredictable life is. Over the last quarter, we have all been reminded how quickly our circumstances can change. If we think back to what wasContinue reading “DO YOU HAVE AN EMERGENCY FUND?”
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MEDICAL AID VS HEALTH INSURANCE
With medical costs rising year-on-year, South Africans require some form of healthcare cover. The choice is medical aid versus health insurance. Which is the better option? Key differences between medical aid and health insurance The focus of a medical aid scheme is to cover medical expenses on behalf of its members. Schemes usually pay healthcareContinue reading “MEDICAL AID VS HEALTH INSURANCE”
RETIREMENT ANNUITIES EXPLAINED
What is an RA and how does it work? A retirement annuity is a tax-effective retirement investment, which is designed for individuals who want to save towards their retirement. This may be in addition to your existing pension or provident funds that you already participate in through your employer. The benefits of having an RAContinue reading “RETIREMENT ANNUITIES EXPLAINED”
First Investment 